How It Works
Four intelligent layers that work together seamlessly
Unified Data Hub
Stop chasing documents. Cinco integrates payroll, accounting, and policy systems into a single, living source of truth.
AI-Powered Insights
Proactive, not reactive. Our AI identifies trends, coverage gaps, and client opportunities before they are visible to the human eye.
Automated Workflows
Execution on autopilot. Onboarding, compliance, quoting, and renewals are streamlined and self-executing.
Natural Language Interface
No dashboards required. Simply query your data and generate complex reports conversationally.
Built for operations, powered by integration
Unified Execution
Preview totals, catch anomalies, and manage multi-state filings in one clean workflow - so your clients stay compliant and on time.
The Bridge to Protection
Cinco connects the financial systems that run a business with the insurance coverage that protects it, in real time.
Intelligence you can trust
Audit-ready summaries and clean data that plugs into your existing accounting stack without manual cleanup or entry.
“Create legal entities, onboard new workers, and launch repeatable payroll workflows in minutes from one connected setup that removes operational handoffs and busywork.”
Faster onboardingFormation + payroll“Coordinate state filings, internal approvals, and recurring compliance tasks from one workspace, so every stakeholder stays aligned and every deadline stays visible.”
Unified workflowsOperations control“Automate tax calculations, submissions, and contractor disbursements with audit-ready records across every pay cycle, reducing manual edits and reducing compliance risk.”
Compliance automationPayroll & tax“Track labor costs, deductions, and payout anomalies in real time with clean dashboards that let teams forecast cash impact and act before exceptions become expensive.”
Live visibilityAnalytics & reporting“Connect payroll, insurance, and accounting context in a single ecosystem designed to scale with your clients, so operations and coverage decisions stay synchronized.”
Connected platformIntegrated ecosystem
WHAT WE OFFER
Manage the entire business lifecycle.
Scale your advisory, not your workload, with Cinco’s unified lifecycle automation.
Execution without errors.
Payroll & Compliance
Run multi-state payroll with automated tax filings and contractor management. Catch anomalies instantly and ensure every payday is audit-ready and on time.
Oversight and anomaly detection across your entire client base.
Coverage built for you.
Strategic Insurance
Bridge the gap between operations and protection. Access insurance - from Workers' Comp to Cyber - driven by real-time financial data for maximum accuracy.
EARLY ACCESS
Elevate your business. Get Cinco Fi'd.
We are currently onboarding a select group of forward-thinking advisors to our Early Access Partner Program.
Secure Your Spot
Join the waitlist for exclusive access to the AI-native suite that’s unifying a disconnected market.
The Partnership
Gain access to Cinco Payroll Training, profile matching with SMB leads, we provide the infrastructure. You provide the expertise.
Insurance, payroll, and more - seamlessly integrated. Start, run, and grow your business with Cinco.
© 2026 Cinco