Cinco Logo
Cinco
Cloud decoration
Cloud decoration

Business finance and insurance, unified

From formation to payroll and insurance — all in one seamless workflow.

Cinco dashboard
Cloud decoration
Cloud decoration

Strategic partners powering the Cinco ecosystem

Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4

Real Time Sync. Total Mobility

Secure sync on every device

Cinco mobile app

PAYROLL & COMPLIANCE

Automate it and move on

Onboard workers and run payroll in minutes. Cinco manages compliance from day one through year-end filings, so you can focus on the work, not the paperwork.

Pay runs
Tax filings
Benefits
Reports
Cinco benefits

PAYROLL INSIGHTS

Oversight that eliminates errors

Get real-time analytics across teams and states, from labor costs to tax deductions. Forecast pay runs and catch anomalies before they become expensive compliance issues.

Payroll analytics
Cost forecasting
Exports & reports
Deductions & taxes
Cinco insights

Built for operations, powered by integration

Unified Execution

Preview totals, catch anomalies, and manage multi-state filings in one clean workflow - so your clients stay compliant and on time.

The Bridge to Protection

Cinco connects the financial systems that run a business with the insurance coverage that protects it, in real time.

Intelligence you can trust

Audit-ready summaries and clean data that plugs into your existing accounting stack without manual cleanup or entry.

  • “Create legal entities, onboard new workers, and launch repeatable payroll workflows in minutes from one connected setup that removes operational handoffs and busywork.”
    Faster onboardingFormation + payroll
  • “Coordinate state filings, internal approvals, and recurring compliance tasks from one workspace, so every stakeholder stays aligned and every deadline stays visible.”
    Unified workflowsOperations control
  • “Automate tax calculations, submissions, and contractor disbursements with audit-ready records across every pay cycle, reducing manual edits and reducing compliance risk.”
    Compliance automationPayroll & tax
  • “Track labor costs, deductions, and payout anomalies in real time with clean dashboards that let teams forecast cash impact and act before exceptions become expensive.”
    Live visibilityAnalytics & reporting
  • “Connect payroll, insurance, and accounting context in a single ecosystem designed to scale with your clients, so operations and coverage decisions stay synchronized.”
    Connected platformIntegrated ecosystem

WHAT WE OFFER

Everything your business needs,
in one place

From formation to payroll and insurance, Cinco unifies the tools advisors and SMBs rely on every day.

Entity setup, simplified.

Business Formation

Seamless incorporation from filings to identity verification—so you can focus on the advisory.

For Advisors: Streamline client onboarding and entity management.
For SMBs: Professional-grade setup to ensure you're built to scale.

Execution without errors.

Payroll & Compliance

Run multi-state payroll with automated tax filings and contractor management. Catch anomalies instantly and ensure every payday is audit-ready and on time.

Full client portfolio oversight
Anomaly alerts across all accounts
Audit-ready reporting per client

Oversight and anomaly detection across your entire client base.

Coverage built for you.

Strategic Insurance

Access Workers' Comp, Cyber, and more—driven by real-time financial data for accurate coverage.

For Advisors: Integrated insurance offerings to protect your clients' growth.
For SMBs: Real-time data ensures you never pay for coverage you don't need.

Strategic partners powering the Cinco ecosystem

Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4
Client 1
Client 2
Client 3
Client 4

EARLY ACCESS

Elevate your business. Get Cinco

We are currently onboarding a select group of forward-thinking advisors to our Early Access Partner Program.

LIMITED ACCESS

Secure Your Spot

Be the first to access our Integrated Insurance suite and automated formation tools. Get early-mover advantage in a disconnected market.

FOR ADVISORS

The Partnership

Gain access to Cinco Payroll Training, profile matching with SMB leads—we provide the infrastructure. You provide the expertise.

Ready to get started

Run payroll with Cinco in minutes. No long-term contracts.

Cinco Logo
Cinco

Insurance, payroll, and more - seamlessly integrated. Start, run, and grow your business with Cinco.

Pages

HomeFeaturesServices

Information

ContactPrivacyTerms of use

© 2025 Cinco